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A personal essay on Bugeting


A personal essay on Bugeting ENGLISH COMPOSITION The Personal Essay” · Brainstorm a list of reasons why you chose the category and topic that you did. Note: This list does not have to be perfectly organized! Remember that a brainstorm is a way to uncover information. · Now brainstorm why these reasons are meaningful to you. · Lastly, explain WHY it is essential you will use the First Person Point of View (“I”) in order for this essay to work. Also, explain why you should not use the second person (“you”) in academic writing. Budgeting for household expenses is a major aspect of personal finance. But as banking and credit cards and student loans get more and more complex, the more difficult it is to navigate the way we spend our money. Are Americans considered financially literate? Do they know how to budget? And where should people go to get reliable financial information? If you choose this topic, these are some of the ideas you might explore. Topic Sources Ensign, “The Best Way to Stick to a Budget” Federal Reserve, “Report on the Economic Well-Being of U.S. Households in 2015 – May 2016” NFCC, “The 2015 Consumer Financial Literacy Survey” Ravenscraft, “How to Start Managing Your Money, For Those Who Never Learned Growing Up” Shin, “How to Budget: A Simple, Flexible Method for Everyone” Smith, McArdle, & Willis, “Financial Decision Making and Cognition in the Family Context Write a two (2) page paper in which you: Include a clear introduction and thesis statement. Identify the three reasons why this topic is meaningful to you. Each main body paragraph should match the reasons stated in your thesis. Suggested paragraph length is 5-7 sentences each. Include a clear conclusion that restates your thesis. Your assignment must follow these formatting requirements: Be typed, double-spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions. Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. Note: The cover page and the reference page are not included in the required assignment page length.


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